An Overview of The Visio Box

We’ve coined the term “The Visio Box,” to describe Visio’s niche market and when our loan programs would be the ideal choice for borrowers. We will be dedicating space on the blog to dive into this topic in detail, so you can really understand if our loan programs meet yours or your client’s investment needs. Here is a brief overview of what fits into (and what doesn’t fit into) The Visio Box in terms of resididential property, borrower, and loan type.

Property

We lend on residential, rent-ready rental properties. Here’s what fits into our box:

• 1-4-unit residential rental properties
• Condos
• Town homes
• Vacation rentals

Here’s what we do not lend on:

• Owner-occupied properties
• 5+ unit residential
• Non-warrantable condos
• 2^nd homes
• Group homes
• Rent by the room
• Rural areas

Borrower

We lend to real estate investors either as an:

• Individual
• Corporate Entity

We do not lend to:

• Trusts
• Non-profits
• Foreign nationals
• Owner occupiers

Loan Type

We will do:

• Single Asset Loans
• Portfolio Loans (4-8 properties in one loan!)

We will not do:

• Non-recourse loans
• Cross-collateralized loans

To learn more about when Visio is a good fit for borrowers, check out our resources page The Visio Box. To learn more about our Rental Loan Programs, visit our Rental Loans Page or FAQ Page. Ready to get started on your loan? Contact us.

We now loan on small balance commercial properties, including mixed use, multi-family, flex spaces, office, and retail. Learn more about what fits into our Visio Commercial Box  and check out our Commercial Loan Program. 

Editor's Note: This post was originally published in September 2019 and has been updated in March 2020 for freshness and accuracy. 

Related: 3 Visio Investor Strategies, Visio's Complete Guide to Transitional Rentals